.premium-programs-grid {
            display: grid;
            grid-template-columns: 1fr;
            gap: 32px;
            margin: 0 auto;
        }

        @media (min-width: 768px) {
            .premium-programs-grid {
                grid-template-columns: repeat(2, 1fr);
            }
        }

        @media (min-width: 1024px) {
            .premium-programs-grid {
                grid-template-columns: repeat(3, 1fr);
            }
        }

        /* Premium Card Container */
        .premium-card {
            background-color: #ffffff;
            border-radius: 20px; 
            overflow: hidden; 
            /* Soft, multi-layered shadow for high-end depth */
            box-shadow: 0 4px 6px -1px rgba(0, 0, 0, 0.05), 
                        0 10px 15px -3px rgba(0, 0, 0, 0.05), 
                        0 25px 30px -5px rgba(0, 0, 0, 0.02);
            transition: all 0.4s cubic-bezier(0.165, 0.84, 0.44, 1);
            display: flex;
            flex-direction: column;
            border: 1px solid rgba(226, 232, 240, 0.8);
        }

        .premium-card:hover {
            transform: translateY(-8px);
            box-shadow: 0 10px 15px -3px rgba(0, 0, 0, 0.05), 
                        0 20px 25px -5px rgba(0, 0, 0, 0.08), 
                        0 30px 40px -10px rgba(0, 0, 0, 0.04);
        }

        /* Header Styling with Rich Gradients */
        .card-header {
            display: flex;
            align-items: center;
            padding: 32px 30px;
            position: relative;
            overflow: hidden;
        }

        .header-blue { background: linear-gradient(135deg, #2F66F6 0%, #1A47B8 100%); }
        .header-purple { background: linear-gradient(135deg, #9D44F6 0%, #6E22B5 100%); }
        .header-teal { background: linear-gradient(135deg, #0E9F83 0%, #08705C 100%); }

        /* Glassmorphism Icon Box */
        .header-icon {
            width: 56px;
            height: 56px;
            background: rgba(255, 255, 255, 0.15); /* Semi-transparent */
            border: 1px solid rgba(255, 255, 255, 0.25); /* Subtle light border */
            backdrop-filter: blur(10px); /* Frosted glass effect */
            border-radius: 14px;
            display: flex;
            align-items: center;
            justify-content: center;
            margin-right: 18px;
            flex-shrink: 0;
            color: #ffffff;
            transition: transform 0.4s ease;
        }

        .premium-card:hover .header-icon {
            transform: scale(1.08) rotate(-3deg);
        }

        .card-header h3 {
            font-size: 22px;
            font-weight: 700;
            color: #ffffff !important;
            margin: 0;
            line-height: 1.3;
            letter-spacing: -0.02em;
        }

        /* Body Container */
        .card-body {
            padding: 35px 30px;
            flex-grow: 1;
            background-color: #ffffff;
        }

        /* Clean, Premium List Styling */
        .program-list {
            list-style: none !important;
            padding: 0 !important;
            margin: 0 !important;
        }

        .program-list li {
            position: relative;
            padding-left: 36px;
            margin-bottom: 18px;
            font-size: 15px;
            color: #475569; /* Softer slate color for premium readability */
            line-height: 1.6;
            font-weight: 500;
            transition: color 0.3s ease;
        }

        .program-list li:hover {
            color: #0F172A; /* Darkens slightly on hover */
        }

        .program-list li:last-child {
            margin-bottom: 0;
        }

        /* Yellow Checkmark Icon */
        .program-list li::before {
            content: "";
            position: absolute;
            left: 0;
            top: 2px; 
            width: 20px;
            height: 20px;
            /* Yellow Checkmark SVG (#FFBA33) */
            background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='%23FFBA33'%3E%3Cpath d='M12 2C6.48 2 2 6.48 2 12s4.48 10 10 10 10-4.48 10-10S17.52 2 12 2zm-2 15l-5-5 1.41-1.41L10 14.17l7.59-7.59L19 8l-9 9z'/%3E%3C/svg%3E");
            background-size: contain;
            background-repeat: no-repeat;
        }